A fixed deposit can be opened with just Rs.50, 000 and you can choose the deposit that suits your needs we offer: Deposits with interest at maturity; Deposits with monthly and annual interest payments; Standard fixed deposits with 1, 3, 6, 12, 24, 36, 48 and 60 month tenures. Start your high interest savings journey with our Fixed Deposits (FD) investment schemes at competitive interest rates with a minimum investment of Rs. Find competitive FD interest rates from HNB Sri Lanka with a minimum investment of Rs. 25,000 to enjoy a fixed rate of return. The Senior Citizens Fixed Deposits offers maximum benefits for those over 60 years of age. Complement your carefree yet active retirement when you open a fixed deposit account at LOLC Finance and let your hard-earned savings give you the desired returns so that you can do what you have always planned. Savings DepositsW.E.F. Currency Rate p.a. USD 2.00% EUR 0.50% GBP 1.00% AUD 1.00% JPY 0.01% Fixed DepositsW.E.F. As of September 30, 2020, NSB Bank had assets of $237,095,000, loans of $195,446,000, and deposits of $202,438,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth.
For almost a decade, Vallibel Finance has been regarded with a high level of trust and confidence, as is evident in the year-on-year growth of our fixed deposits portfolio.
Providing you with the highest level of security for your fixed deposits, we guarantee the safe return of your fixed deposits. Furthermore, we strive to offer you the best fixed deposit options, in compliance with the regulations of the Central Bank of Sri Lanka, with attractive fixed deposit rates and a high return on investment.
Reasons to select our Fixed Deposits
- Your return on investment for the Fixed Deposits and capital is guaranteed
- Attractive Fixed Deposit Rates
- Pre-approved loan against Fixed Deposit and interest charged only on amount used
- Superior customer service
- Free investment advisory services
| Period | Monthly | A.E.R | Maturity | A.E.R |
|---|---|---|---|---|
| 1 Months | - | - | 4.88% | 4.99% |
| 3 Months | 5.01% | 5.13% | 5.13% | 5.23% |
| 4 Months | 5.01% | 5.13% | 5.13% | 5.22% |
| 6 Months | 5.25% | 5.38% | 5.38% | 5.45 % |
| 1 Year | 6.67% | 6.88 % | 6.88% | 6.88% |
| 15 Months | 6.67% | 6.88 % | 6.88% | 6.82% |
| 2 Years | 7.38% | 7.63% | 7.63% | 7.36% |
| 3 Years | 7.84% | 8.13% | 8.13% | 7.55% |
| 4 Years | 7.84% | 8.13% | 8.13% | 7.29% |
| 5 years | 8.31% | 8.63% | 8.63% | 7.44% |
| Period | Monthly | A.E.R | Maturity | A.E.R |
|---|---|---|---|---|
| 1 Months | - | - | 4.88% | 4.99% |
| 3 Months | 5.01% | 5.13% | 5.13% | 5.23% |
| 4 Months | 5.01% | 5.13% | 5.13% | 5.22% |
| 6 Months | 5.25% | 5.38% | 5.38% | 5.45% |
| 1 Year | 7.14% | 7.38% | 7.38% | 7.38% |
| 15 Months | 7.14% | 7.38% | 7.38% | 7.31% |
| 2 Years | 7.84% | 8.13% | 8.13% | 7.82% |
| 3 Years | 8.31% | 8.63% | 8.63% | 7.98% |
| 4 Years | 8.31% | 8.63% | 8.63% | 7.70 % |
| 5 years | 8.77% | 9.13% | 9.13% | 7.81% |
* The above Fixed Deposit Rates are indicative and subject to change based on the Central Bank Directions.
Call us for more details on Fixed Deposits
(+94) 11 4 393 133|(+94) 71 9 449 449
Period: annual
SAVE-AS-YOU-EARN (SAYE)
- Interest rate of 2.75% p.a tax-free on daily balance.
- Plus a bonus on the total interest earned, depending on the contract period, only paid once when the contract has matured.
- Minimum amount is N$50.00and recurring monthly payments equal to the initial amount deposit.
| Contract Period | Bonus Percentage |
| 2 Years | 75 % |
| 3 Years | 85 % |
| 4 Years | 100 % |
| 5 Years | 120 % |
Flexi SAVE-AS-YOU-EARN
- Minimum amount is N$100.00 and additional deposits of N$50.00 and more can be made.
| Contract Period | Interest Percentage |
| 1 Years | 2.75 % p.a. tax free |
Interest Calculation : Capital x Term in days divided by 365 x interest rate = Interest
Example :
When investing N$ 70 500 an a Fixed Term Deposit for 3 Months, the calculation for interest paid will be : N$ 70 500 x 90 days devided by 365 days in a year x 4.40 % = N$ 764.88 interest received for the term of 90 days. Hence the interest received per month being : N$ 254.96
Investment
| Investment Period | Interest Percentage | Interest Percentage |
N$ 0 - 99 999 | N$100 000 and above | |
| Call Account | 0.60% | 0.65% |
| 32 days Notice deposit | 2.40% | 2.45% |
| 60 days Notice deposit | 2.50% | 2.55% |
Monthly Interest
| FTD (Months) | N$ 0 - 99 999 | N$100 000 - 499 999 | ||
| Monthly Interest Payout | Maturity Interest Payout | Monthly Interest Payout | Maturity Interest Payout | |
| 3 | 2.92%. | 2.95% | 2.97% | 3.00% |
| 4 | 2.92% | 2.95% | 2.97% | 3.00% |
| 5 | 2.96% | 3.00% | 3.01% | 3.05% |
| 6 | 3.04% | 3.10% | 3.09% | 3.15% |
| 7 | 3.18% | 3.25% | 3.23% | 3.30% |
| 8 | 3.22% | 3.30% | 3.27% | 3.35% |
| 9 | 3.35% | 3.45% | 3.40% | 3.50% |
| 10 | 3.39% | 3.50% | 3.43% | 3.55% |
| 11 | 3.41% | 3.55% | 3.46% | 3.60% |
| 12 | 3.42% | 3.60% | 3.47% | 3.75% |
| 18 | 3.55% | 3.75% | 3.60% | 3.80% |
| 24 | 3.73% | 3.95% | 3.78% | 4.00% |
| 36 | 4.15% | 4.40% | 4.20% | 4.45% |
Call and notice deposits and My Choice:
Minimum amount is N$ 500.00 and additional deposit of N$ 100.00 and more can be made.
Fixed Term Deposit (FTD):
Minimum amount is N$ 500.00 and additional deposits allowed of N$ 500.00 or more.
For any enquiries and rates for amounts 500 000 + relating to NSB clients, please don’t hesitate to contact us.
News & Events
Closure of the Post Office
Permanent closure of the Post Office at Okahandja Mall
Notice Fake Promo
Fake Promotion
Media Release : Transportation of Sanitisers
NamPost support the distribution of sanitizers
Nsb Fixed Deposit Rates For Senior Citizens
Media Release
Media Release
Fixed Deposit Rates Sri Lanka
Delays in international mail
Nsb Fixed Deposit Rates For Senior Citizens
NamPost wishes to inform its esteemed customers that delays will be experienced in all incoming and outgo